At $6 billion in refinanced student loans, digital lender Earnest is rapidly growing its reach.

The six-year-old company offers student loans and refinancing options, approving more than 50% of refinancing applications within one minute using its proprietary assessment tool.

Clients can choose to customize their loan options, such as their monthly payments, and the student loan product extends accommodations to cosigners.

We service you as an Earnest client, on the student loan side, for the life of your loan.

You’ve launched a private student loan product recently.

The current student loan options out there, as well as the private loan space, are incredibly outdated.

We’ve refinanced $6 billion, and the current outstanding student loan debt is, I think, about $1.6 trillion and going up.