Now, after months of behind-the-scenes discussions, the private and public financing options available to bootcamp students are starting to multiply.

Online lending startup Affirm announced on Monday that it would be introducing a new version of its existing loan product, customized for bootcamp students.

Last week, the Chronicle of Higher Education reported that the Education Department is exploring a way of extending Pell Grants to bootcamp and MOOC students, by supporting programs operated in partnership with accredited institutions.

Affirm is moving fast to piggyback on the success of Earnest, one of the first financial services companies to target bootcamp students and the current market leader.

When students are accepted to one of Affirm’s partner schools, like Dev BootCamp or GA, their congratulatory email will include a link to a school-specific landing page with information about financing through Affirm.

If the government introduces federal loans for the bootcamp model, financing will in theory be available to all applicants, and not just those deemed credit-worthy by the private sector.

The question for regulators is whether a system reliant on employers and private lenders serves financially pinched students as well as it serves those looking to add the final polish of a coding certificate to a four-year degree from an elite institution.